Let Southern Valuation Services, Inc handle your appraisal needsTo many, an appraisal is simply one more thing on the break-sheet for a home purchase or refinance. And even though there are a growing number of automated home valuation systems that might appear more prudent than an appraisal, most lenders still call in a local expert because the stakes are incredibly high. Is obtaining a mortgage the only reason to get an appraisal? Are there more instances when the services of a licensed, independent real estate professional could come in handy? Of course there are. 
Contest your tax assessment in Cherokee CountyIf you reside in an area where property values have declined, it's possible you're paying too much in property taxes. An appraisal from Southern Valuation Services, Inc is your best evidence when building your case. At Southern Valuation Services, Inc, we're capable of assisting you in challenging your tax assessment. Removing PMI for mortgage paymentsPrivate Mortgage Insurance, or PMI, is an extra insurance plan that nearly all lenders ask home owners to buy when the amount being loaned to the buyer is more than 80% of the actual value of the home. This extra payment is often lumped into the monthly mortgage payment and is soon forgotten. This is bad because PMI is no longer required when the remainder of the loan - whether through market appreciation or principal pay down - goes below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was invoked by the United States Congress requiring lenders to eliminate the PMI installments when the loan-to-value ratio conditions have been met. Southern Valuation Services, Inc will produce a statement regarding the value of your home, and the price you paid for the home valuation can generally be regained in little time because you'll no longer be paying the PMI. Order an appraisal from Southern Valuation Services, Inc Order todayGet a fair valuation on a home for divorce settlementsA divorce is an especially daunting event for the parties involved, and it is often further complicated by the challenging decision of who keeps the house. So both parties are completely aware of the true market value of their house, it's a good idea to get an appraisal from Southern Valuation Services, Inc, regardless of the circumstances. If the parties want to sell the home, they'll have a better idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation. Accurate and fair estate liquidationThe death of a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the highest degree of discretion. Unlike many wealthy individuals, most Americans don't have dedicated estate planners or executors to take care of these issues. A home or other property often makes up an unequal share of the total estate value, so knowing the true worth of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received an honest deal. Move to or from Cherokee County through an employee relocation programWe understand the stress involved with an employee relocation. That being said, we take great care in setting up a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive characteristics of their property, along with information about any current sales or listings in their area that they want considered during our intensive inspection. Sell your home quickly — for an accurate priceWhether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a better educated decision when determining your asking price. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees rest on our efforts to complete the appraisal report and not a percentage of the sales price. We determine the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long housesstay on the market. So, obtaining a professional appraisal is a trusted way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. 
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