Attention homeowners in the North Metro Atlanta area and surrounding areas: Get an Appraisal today!
The top 7 reasons why GA homeowners call on Southern Valuation Services, Inc:
Need help deciding the price of your home in or near Canton, GA?
At Southern Valuation Services, Inc, we understand the individual needs of a consumer after appraisal services. Our regular business clients are used to the appraisal process and the customary documents we provide. But as a consumer, we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Southern Valuation Services, Inc are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value report than yours.
PMI Removal Appraisals
PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At Southern Valuation Services, Inc, we're veterans in helping folks just like you delete unneeded PMI insurance.
Challenging a property tax assessment
Your local tax assessor may have your home overvalued if your house is not appreciating as much as other houses nearby. That means you're paying more taxes than you should. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Southern Valuation Services, Inc is your number one weapon when contesting your property tax assessment.
HELOC recently frozen?
If your house is near a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Southern Valuation Services, Inc can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for verity? In a field review we'll go out and check the subject and comps. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that While typically requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your home.