Need an appraisal for an FHA-backed mortgage? Call Southern Valuation Services, IncThe FHA publishes a list of approved appraisers for each state - Southern Valuation Services, Inc is on the roster of approved appraisers for GA. We're certified and approved to do reports for FHA insured financial transactions. Part of the continuing training our staff at Southern Valuation Services, Inc completes deals strictly with decoding the FHA's documentation and their rules and procedures. Be sure to contact Southern Valuation Services, Inc if you need an appraisal done for an FHA-secured loan. An FHA loan is backed by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). No part of the loan is provided by the FHA; what the FHA does is make sure that the loan is secure in case the borrower doesn't pay their loan. Accessible to all homebuyers, FHA loan programs are built to aid credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. Those with lower income or less starting capital to use as a down-payment on a loan benefit the most from Federal Housing Administration loan programs. |